Answer three quick questions and this page will write the exact question to ask a free AI — then you paste it in and get a straight answer in seconds.
⚠️ Is someone on the phone with you right now?Then close this page and hang up first. You can check afterwards at your leisure. Nothing a caller wants is worth staying on the line for. See In the moment.
Question 1.How did it reach you?
Question 2.What does it want you to do?
Question 3.Paste it below — word for word, including any web address. If it was a phone call or a visit, just describe what they said in your own words.
🔢 One thing to take out first: delete any card, account, or Social Security numbers before you copy. An AI never needs them to tell you whether something is a scam.
⚠️ Take out the numbers firstThat looks like it may contain a card, account, or Social Security number. Please delete those digits before you copy — an AI never needs them to tell you whether something is a scam. Replace them with the word REMOVED.
On a phone or tablet: tap once inside the typing box, then press and hold until Paste appears — tap it.
On a computer: click in the box, then hold Ctrl and press V (on a Mac, Command + V).
While you're here — the facts for this kind of contact
🔒 Nothing you type here goes anywhere
This page has no connection to send it through. It simply assembles words on your own screen for you to copy. What you paste into an AI afterwards, of course, goes to that company — which is why the account numbers come out first.
What a good answer looks like
The AI should quote specific parts of your message back at you and explain why each one is a warning sign. That's a real answer. If it just says "this may be a scam, be careful," ask it: "Which exact words made you say that?"
⚠️ And the honest limitAI is very good at recognizing the pattern of a scam, and it is right far more often than not. But it is guessing from the words in front of it. It cannot see your account, and it can be confidently wrong — in both directions. Treat "this looks fine" as reassurance, never as permission. The callback rule still applies no matter what it says. If an AI says a bank message is genuine, you still ring the bank on the number on your card.
Three more things worth asking
🌱 Teach me the pattern
Better than a verdict on one message — now you can spot the next one yourself.
Explain the trick this message is using, in plain language, so I can recognize the same pattern next time even if the wording changes.
🌿 Where does this link actually go?
The single most useful question about any text or email.
Look at this web address and tell me what the real destination is, in plain language: which part is the actual site name, and is it the genuine company or an imitation? Here is the address: [paste the address].
🏔️ Make me something for the wall
A printed card by the phone works when a website isn't open.
Write me a short printable card to keep by my phone: the top warning signs of a scam call, the things a real bank will never ask for, and one sentence I can say to end a suspicious call. Keep it under 150 words and use large, simple language.